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Mississippi (MS)

Mississippi Lemon Law

Mississippi Motor Vehicle Warranty Enforcement Act (Miss. Code Ann. §§ 63-17-151 to 63-17-165). If your new or used vehicle has a substantial defect the dealer can't fix, you may be entitled to a refund, replacement, or cash settlement. The manufacturer pays the legal fees — you pay nothing out of pocket.

What's distinctive

How Mississippi's lemon law is different

Mississippi is one of the most consumer-friendly states on the trigger thresholds — only 3 repair attempts for the same defect or 15 working days out of service triggers the presumption (versus 4 attempts/30 days in most states). However, the filing window is among the shortest in the country: a civil action must be commenced within 1 year of the warranty's expiration OR 18 months of original delivery, whichever is earlier (90 days extra after final arbitration). The Mississippi Motor Vehicle Commission (MMVC) plays an active enforcement role and accepts complaints directly.

Used vehicles

Used vehicles are not covered by the Mississippi Motor Vehicle Warranty Enforcement Act. The act applies to new motor vehicles reported defective during the manufacturer's express warranty or within 1 year of original delivery, whichever is earlier. Used-car buyers must rely on the federal Magnuson-Moss Warranty Act, dealer warranties, or Mississippi common-law contract and fraud remedies.

Leased vehicles

Leased new motor vehicles are covered. The act defines 'consumer' to include lessees and any person entitled to enforce the warranty. A lessee receives the same repair, replacement, or refund remedies as a purchaser.

Mileage offset on a refund

Refund equals the full purchase price plus all reasonably incurred collateral charges (sales tax, license, registration, finance charges) minus a 'reasonable allowance for the consumer's use' of the vehicle. The statute does not specify a per-mile figure; courts and the Mississippi Motor Vehicle Commission typically use the IRS-style formula based on miles driven before first defect report. (Miss. Code § 63-17-159) [unverified per-mile figure]

Arbitration requirement

Mandatory if the manufacturer has established an informal dispute settlement procedure complying with 16 C.F.R. Part 703 (Miss. Code § 63-17-163). The consumer must first resort to that procedure before pursuing the refund/replacement remedies of § 63-17-159. Decisions are not binding on the consumer, who can sue if dissatisfied.

Areas served in Mississippi

  • Jackson
  • Gulfport
  • Southaven
  • Hattiesburg
  • Biloxi

State consumer-protection resource

Mississippi Attorney General — Consumer Protection Division

https://www.ago.state.ms.us/divisions/consumer-protection/ →

Common questions

Mississippi lemon law, in plain English

Does Mississippi's lemon law cover me?

Mississippi's Motor Vehicle Warranty Enforcement Act (Miss. Code §§ 63-17-151 to 63-17-165) covers new motor vehicles purchased or leased in Mississippi for personal, family, household, or business use. The defect must substantially impair the use, market value, or safety of the vehicle, and you must report it to the manufacturer or dealer during the express warranty period or within 1 year of original delivery, whichever expires first. Demonstrators and dealer-leased vehicles are included. Excluded: vehicles whose defect resulted from accident, abuse, neglect, or unauthorized modification.

How many repair attempts before I can file in Mississippi?

Mississippi has one of the lowest thresholds in the country. Under Miss. Code § 63-17-159, the manufacturer is presumed to have had a reasonable number of repair attempts if, within the warranty period or 1 year of delivery (whichever is earlier), the same nonconformity has been subject to repair 3 or more times and continues to exist, OR the vehicle has been out of service by reason of repair for a cumulative total of 15 or more working days. After the third unsuccessful attempt or 15 days out of service, you must send written notice to the manufacturer's zone or regional office, and the manufacturer then has 10 working days to fix the vehicle.

Are used cars covered under Mississippi lemon law?

No — the Mississippi Motor Vehicle Warranty Enforcement Act applies only to new motor vehicles. Mississippi does not have a separate state used-car warranty statute. Used-car buyers in Mississippi must rely on the federal Magnuson-Moss Warranty Act (which protects any written warranty), any dealer or extended warranty contract, the implied warranty of merchantability under the Mississippi UCC (which is often disclaimed in 'as-is' sales), and common-law fraud or misrepresentation claims. A used vehicle may still benefit from the Lemon Law if it remains within the original manufacturer's express warranty and the defect was reported within the 1-year window.

Are leased vehicles covered in Mississippi?

Yes. The Motor Vehicle Warranty Enforcement Act defines 'consumer' broadly to include lessees and anyone entitled to enforce the manufacturer's warranty during its term. A lessee of a new vehicle gets the same 3-attempt / 15-day presumption, the same right to a replacement or refund, and the same right to recover attorney's fees as a purchaser. The refund is paid to the lessee and the lessor in proportion to their respective interests.

How long do I have to file a Mississippi lemon law claim?

Mississippi has one of the shortest filing windows in the country. Under Miss. Code § 63-17-159, you must commence any civil action within 1 year following expiration of the express warranty terms, OR within 18 months of original delivery to the consumer, whichever is earlier. If you used a manufacturer's informal dispute settlement procedure, you have an extra 90 days after the panel's final action. Because the deadline can run before you realize you have a lemon, document repair visits and act quickly.

Do I have to go through arbitration before suing in Mississippi?

Yes, if the manufacturer has established an informal dispute settlement procedure that complies with FTC Rule 16 C.F.R. Part 703. Under Miss. Code § 63-17-163, the refund and replacement remedies of § 63-17-159 do not apply unless you have first used that program. The arbitration decision is not binding on you — if you reject it you have 90 days to sue. Most large manufacturers participate in BBB AUTO LINE or similar programs that meet the federal standard.

What can I get under Mississippi's lemon law?

If the manufacturer cannot conform the vehicle to warranty after a reasonable number of attempts, you choose between (a) replacement with a comparable motor vehicle acceptable to you, or (b) refund of the full purchase price plus all reasonably incurred collateral charges (sales tax, license, registration, finance charges, towing), minus a reasonable allowance for your use of the vehicle. A consumer who prevails in court also recovers reasonable attorney's fees and costs. A repurchased vehicle must be disclosed to any future buyer.

Stuck with a lemon in Mississippi?

Free case review. No fees unless we win — and the manufacturer pays the legal fees, not you.