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Missouri (MO)

Missouri Lemon Law

Missouri New Motor Vehicle Warranties Lemon Law (Mo. Rev. Stat. §§ 407.560–407.579). If your new or used vehicle has a substantial defect the dealer can't fix, you may be entitled to a refund, replacement, or cash settlement. The manufacturer pays the legal fees — you pay nothing out of pocket.

What's distinctive

How Missouri's lemon law is different

Missouri's Lemon Law has an unusually short filing window — civil actions must be brought within 6 months following expiration of the express warranty OR 18 months of original delivery, whichever is earlier (with an extra 90 days after final arbitration). Missouri also has a separate 'Assistive Device Lemon Law' protecting buyers of wheelchairs and similar mobility devices. The state allows the manufacturer to seek reimbursement of refunded sales tax, registration, and title fees from the Missouri Department of Revenue, which is a process unique to a handful of states.

Used vehicles

Used vehicles are generally not covered. Missouri's Lemon Law applies to 'new motor vehicles' transferred for the first time from a manufacturer, distributor, or dealer (Mo. Rev. Stat. § 407.560), including demonstrators and lease-purchase vehicles still under the manufacturer's warranty. A used vehicle may still qualify if it is within the original express warranty and the defect was reported in the first year. There is no general state used-car warranty law in Missouri; used buyers rely on Magnuson-Moss, dealer warranties, and the Missouri Merchandising Practices Act.

Leased vehicles

Lease-purchase vehicles where the lessee bears the manufacturer's warranty rights are covered. The statute's definition of 'consumer' (§ 407.560) includes any person entitled to enforce the obligations of the warranty. Lessees receive the same replacement-or-refund remedies, with refund computed on amounts actually paid under the lease.

Mileage offset on a refund

Refund equals full purchase price plus all reasonably incurred collateral charges, minus a 'reasonable allowance for the consumer's use of the vehicle' (Mo. Rev. Stat. § 407.567). The statute does not specify a per-mile figure or fraction. Sales tax, license, registration, and title fees are reimbursable through the Missouri Department of Revenue.

Arbitration requirement

Mandatory if the manufacturer has established an informal dispute settlement procedure complying with the Magnuson-Moss Warranty Act and FTC Rule 16 C.F.R. Part 703 (Mo. Rev. Stat. §§ 407.573, 407.575). The consumer must first resort to it before suing under the Lemon Law. The decision is not binding on the consumer.

Areas served in Missouri

  • Kansas City
  • Saint Louis
  • Springfield
  • Columbia
  • Independence

State consumer-protection resource

Missouri Attorney General — Consumer Protection Division

https://ago.mo.gov/divisions/consumer-protection/ →

Common questions

Missouri lemon law, in plain English

Does Missouri's lemon law cover me?

Missouri's Lemon Law (Mo. Rev. Stat. §§ 407.560–407.579) covers new motor vehicles propelled by something other than muscular power, sold to a consumer for personal, family, or household use, that are still under the manufacturer's express warranty. Demonstrators are included. The defect must substantially impair the use, market value, or safety of the vehicle, and you must report it during the warranty term or within 1 year of original delivery, whichever expires first. Excluded: commercial vehicles, off-road vehicles, mopeds, electric bicycles, motorcycles, and the residential (non-chassis) portion of recreational vehicles.

How many repair attempts before I can file in Missouri?

Under Mo. Rev. Stat. § 407.571, the manufacturer is presumed to have had a reasonable number of attempts if, within the warranty term or 1 year of delivery (whichever is earlier), either: (a) the same nonconformity has been subject to repair 4 or more times by the manufacturer or its agents and continues to exist, OR (b) the vehicle has been out of service by reason of repair of the nonconformity for a cumulative total of 30 or more working days. Routine maintenance time is excluded from the 30 days. You must give the manufacturer written notice and a final opportunity to repair before suing.

Are used cars covered under Missouri lemon law?

Generally no — Missouri's Lemon Law applies to vehicles transferred for the first time from a manufacturer, distributor, or new vehicle dealer (Mo. Rev. Stat. § 407.560). A used vehicle may still qualify if it is within the original manufacturer's express warranty and the defect was reported within the first year. Missouri has no separate used-car warranty law, so used-car buyers typically rely on the federal Magnuson-Moss Warranty Act, any dealer warranty, the implied warranty of merchantability under the Missouri UCC (often disclaimed 'as is'), and the Missouri Merchandising Practices Act for fraud or misrepresentation.

Are leased vehicles covered in Missouri?

Yes, where the lessee is entitled to enforce the manufacturer's warranty. The statute's definition of 'consumer' in § 407.560 includes any person entitled to enforce warranty obligations, and lease-purchase arrangements covered by a manufacturer warranty are within the act. Lessees get the same 4-repair / 30-day presumption and the same right to a replacement or refund. The refund equals amounts actually paid under the lease plus collateral charges, minus a use allowance, and is paid to the lessee and lessor in proportion to their interests.

How long do I have to file a Missouri lemon law claim?

Missouri has one of the shortest deadlines in the country. Under Mo. Rev. Stat. § 407.573, any civil action must be commenced within 6 months following expiration of the express warranty terms, OR within 18 months of original delivery to the consumer, whichever is earlier. If you used a qualifying informal dispute settlement procedure, you have 90 additional days after the procedure concludes. Because these clocks can expire while you are still trying to get the vehicle fixed, document every repair visit and consult counsel early.

Do I have to go through arbitration before suing in Missouri?

Yes, if the manufacturer has set up an informal dispute settlement procedure that complies with the Magnuson-Moss Warranty Act and FTC Rule 16 C.F.R. Part 703. Under Mo. Rev. Stat. §§ 407.573 and 407.575, you must first resort to it before pursuing the refund or replacement remedies in court. The decision is not binding on you — if you reject it, you have 90 days to sue. Programs run by BBB AUTO LINE and the National Center for Dispute Settlement are commonly used.

What can I get under Missouri's lemon law?

If the manufacturer cannot conform the vehicle to warranty after reasonable attempts, you are entitled either to a replacement vehicle or a refund of the full purchase price plus reasonably incurred collateral charges (taxes, registration, title), minus a reasonable allowance for your use of the vehicle (Mo. Rev. Stat. § 407.567). A successful consumer may also recover related damages and pursue attorney's fees and treble damages under the Missouri Merchandising Practices Act for any related misrepresentation, and attorney's fees under the federal Magnuson-Moss Warranty Act.

Stuck with a lemon in Missouri?

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